We offer loans ranging from €1,000 to €1,000,000, with repayment periods between 12 and 360 months (1 to 30 years), depending on your profile.

To apply, you must:

• Be at least 18 years old

• Be under the age of 93

• Have a monthly income of at least €500

• Be in good financial standing with no recent defaults or fraud

You will need:

• Valid ID (passport or national identity card)

• Proof of income (payslip, pension statement, etc.)

• Bank account details (IBAN)
  Additional documents may be requested depending on your situation.

Once your application is submitted, our credit institution (Acefi Credit Institute) reviews your profile. If approved, a loan agreement is issued and must be signed.

Yes. A contract processing fee applies and must be paid before the loan is disbursed. This fee covers administrative and legal processing.

The final amount offered depends on:

• Your monthly income

• Your family financial situation

• Your current debts and obligations

We always aim to offer responsible and tailored financing.

Yes! You can repay your loan partially or fully at any time. Early repayment allows you to reduce the repayment term or monthly instalments.

Yes. We are unable to grant loans to individuals over 93 years old at the time of application.

Yes. You must read and accept our loan terms and conditions before your application can be processed.