💼 Welcome
to Acefi
Credit Partner Across L' UE
At Acefi, we make borrowing simple, fast, and secure. Whether you’re planning a personal project, covering unexpected expenses, or consolidating debt, we offer flexible credit solutions tailored to your needs.
About Us
Welcome to Acefi, your trusted online credit partner
For many years, Acefi has been supporting thousands of clients in making their dreams a reality through fast, simple, and secure online credit solutions. Whether you’re looking to finance a major purchase, consolidate your loans, or fund a personal project, we’re here to help you every step of the way.

💼 Our expertise, your advantage
Our team of credit experts is dedicated to offering you tailor-made financing solutions adapted to your financial situation and goals. Thanks to our experience and cutting-edge technology, you benefit from personalized support, quick responses, and attractive loan conditions.
⚡ Why choose Acefi?
- Fast and clear responses to your application
- Attractive and transparent interest rates
- Professional, human support from our expert team
- 100% online and secure process
- Years of proven experience in online credit
🌍 Credit solutions across Europe
No matter where you are — in France, Belgium, the Netherlands, Spain or elsewhere in Europe — Acefi offers 100% online credit services that are secure, efficient, and hassle-free. From the comfort of your home, you can simulate your loan, apply online, and track your application in real-time.
Use our simulator or submit your credit request in just a few clicks.
Start your online credit application today
With Acefi, bring your plans to life with peace of mind.

Skills
Types of Loans Processed in Recent Months
At Acefi, we meet a wide range of financial needs across Europe. Here’s a breakdown of the types of loans we’ve processed over the past few months:
⚙️ How does it work?
Your loan in 4 easy steps
✅ Step 1: Fill out the online application
Complete our secure form in just a few minutes. Provide your personal details, the desired loan amount, and repayment duration.
📄 Step 2: Submit your documents
Upload the necessary documents:
Proof of identity
Proof of income
Bank account details
Our team reviews them quickly and securely.
📃 Step 3: Receive your loan agreement
A processing fee may be required before disbursement.
Our Main Credit Services
At Acefi , we specialize in offering reliable and flexible credit solutions to meet the diverse needs of individuals across Europe. Below are the main types of credit we provide — all available 100% online with fast approval and expert support.
Credit simulator
Calculator Information
The Equipment Finance Calculator calculates the type of repayment required, at the frequency requested, in respect of the loan parameters entered, namely amount, term and interest rate. The Product selected determines the default interest rate for personal loan product. The Equipment Finance Calculator also calculates the time saved to pay off the loan and the amount of interest saved based on an additional input from the customer. This is if repayments are increased by the entered amount of extra contribution per repayment period. This feature is only enabled for the products that support an extra repayment. The calculations are done at the repayment frequency entered, in respect of the original loan parameters entered, namely amount, annual interest rate and term in years.
Calculator Assumptions
Length of Month
All months are assumed to be of equal length. In reality, many loans accrue on a daily basis leading to a varying number of days interest dependent on the number of days in the particular month.
Number of Weeks or Fortnights in a Year
One year is assumed to contain exactly 52 weeks or 26 fortnights. This implicitly assumes that a year has 364 days rather than the actual 365 or 366.
Rounding of Amount of Each Repayment
In practice, repayments are rounded to at least the nearer cent. However the calculator uses the unrounded repayment to derive the amount of interest payable at points along the graph and in total over the full term of the loan. This assumption allows for a smooth graph and equal repayment amounts. Note that the final repayment after the increase in repayment amount.
Rounding of Time Saved
The time saved is presented as a number of years and months, fortnights or weeks, based on the repayment frequency selected. It assumes the potential partial last repayment when calculating the savings.
Amount of Interest Saved
This amount can only be approximated from the amount of time saved and based on the original loan details.
Calculator Disclaimer
The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for the product. Individual institutions apply different formulas. Information such as interest rates quoted and default figures used in the assumptions are subject to change.
Feel free to use our Equipment Finance Calculator
**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.
Period | Payment | Interest | Balance |
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Calculator Disclaimer
The repayment amount shown using this calculator is an estimate, based on information you have provided. It is provided for illustrative purposes only and actual repayment amounts may vary. To find out actual repayment amounts, contact us. This calculation does not constitute a quote, loan approval, agreement or advice by My Finance. It does not take into account your personal or financial circumstances.
Our expertise, your advantage
Thanks to our experience and cutting-edge technology, you benefit from personalized support, quick responses, and attractive loan conditions.
FAQ
❓ Frequently Asked Questions (FAQ) – Acefi
Have questions before applying? Below you’ll find the key information about our loan conditions and eligibility.
We offer loans ranging from €1,000 to €1,000,000, with repayment periods between 12 and 360 months (1 to 30 years), depending on your profile.
To apply, you must:
Be at least 18 years old
Be under the age of 93
Have a monthly income of at least €500
Be in good financial standing with no recent defaults or fraud
You will need:
Valid ID (passport or national identity card)
Proof of income (payslip, pension statement, etc.)
Bank account details (IBAN)
Additional documents may be requested depending on your situation.
Once your application is submitted, our credit institution (Acefi Credit Institute) reviews your profile. If approved, a loan agreement is issued and must be signed.
Yes. A contract processing fee applies and must be paid before the loan is disbursed. This fee covers administrative and legal processing.
The final amount offered depends on:
Your monthly income
Your family financial situation
Your current debts and obligations
We always aim to offer responsible and tailored financing.
Yes! You can repay your loan partially or fully at any time. Early repayment allows you to reduce the repayment term or monthly instalments.
Yes. We are unable to grant loans to individuals over 93 years old at the time of application.
Yes. You must read and accept our loan terms and conditions before your application can be processed.

Still have questions?
📧 Email us at contact@accefisnelle-financiering.com or visit our Contact page.
We’re here to help — in your language and at your pace.









